Loan Eligibility Calculator Nepal – See How Much You Can Borrow
Enter your monthly income and expenses to see the loan amount your income can realistically support.
Your indicative borrowing limit
Based on the surplus left after your monthly expenses.
You could borrow up to
—
An estimate, not an offer. Your bank applies its own income multiples, credit assessment, and collateral rules.
Step-By-Step Guide on Checking Your Eligibility
Change one input at a time — tenure and interest rate move the result more than most borrowers expect.
- 01
Choose your loan type
Rates, tenures, and lending caps differ by product, so pick what you actually plan to apply for.
- 02
Enter income and expenses
Net take-home pay, and living costs including every existing loan installment.
- 03
Set tenure and rate
Use the rate your lender quoted. Both inputs change what your surplus can service.
- 04
Read your limit
Results update as you type. The figure is indicative — your bank applies its own rules on top.
Frequently Asked Questions
Common questions about how much you can borrow in Nepal.
Explore More Financial Tools
An eligibility figure is a starting point. See what the monthly repayment would cost you, or compare rates — a lower rate raises the loan your income can support.